Midland Credit Management (MCM) reaches out to its consumers in a variety of ways. Below are just a few. If we have contacted you, we believe that you have an account that is being serviced by us. If there is ever a question that you have been reached in error, please call us at 800-265-8825. If MCM or our partners are responsible for your account, we can help you arrange a repayment program that works for you.
Midland Credit Management (MCM) uses written communication to stay in touch with our consumers. If you received a letter from us, you may be prequalified to resolve your account for a fraction of what you owe. We enclose a reply envelope with our offers, please mail any correspondence to that address. If you have lost our address, you can always pay online or call us at 800-265-8825.
Our account managers will sometimes call our consumers. They can offer individual repayment plans and terms to help you resolve your obligations.
You may have seen Midland’s contact information on your Credit Report with one of the major credit bureaus — Equifax, Experian, Transunion. If this is the case, your debt obligation is a reportable trade line and could impact your overall credit report. To discuss how you can resolve this obligation and update your Credit Report, call us at (866) 406 7565.
We use law firms and the court system to help settle obligations when we aren’t able to resolve them through other means. Even if your account has already been referred to an attorney, they can still make mutually-beneficial arrangements. Be sure to stay in contact with the attorney’s office to be fully aware of your options.
Sometimes we partner with collection agencies that work with you on our behalf to resolve your debt.