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FAQs About Payments

It is important that our customers get their questions answered and so we’ve developed this handy set of FAQs to our customers better understand what we do and how we can help.

Does Midland Credit Management offer payment programs?

Midland Credit Management (MCM) wants to find solutions that meet both our needs and the consumer’s needs. You can log in to your account to see what options are available today. Our highly skilled Account Managers can also develop and present innovative payment options to accommodate individual circumstances. Payment options will be discussed with the consumer in plain and simple language. Depending on your individual situation and account details you may even qualify for a discount.

What types of payment does Midland Credit Management accept?

Online we accept debit, credit and prepaid cards (Visa or MasterCard). If you speak to an Account Manager we can also accept bank wires, check-by-phone, Western Union and MoneyGram.

Are there ever discounts or special offers?

Depending on your individual situation and account details you may even qualify for a discount. Log in to your account to see if there are any discount offers for you.

Can I talk to a payment counselor before I make a payment?

We have representatives available from 5:00 am to 7:00 pm (Pacific) Monday through Thursday, Friday 5:00 am to 5:00 pm (Pacific), and 6:00 am to Noon (Pacific) on Saturday. Call our experts to answer all of your questions and get the best deal on resolving your obligations.

What information is available on my account that I can find by registering?

By registering at accounts.midlandcreditonline.com you can find details about your account history such as the original creditor, merchant or service provider, the date the account was opened, account balance, payment history, next payment due date and you may even find that you qualify for a discount on payments going forward.

If I register, is it the same thing as agreeing to make payments on a debt?

Registering at accounts.midlandcreditonline.com does not imply that you are the rightful account owner of a past due debt. Access to the account will provide you with important details necessary to establishing or disputing your ownership or clearing up any misunderstanding.