Midland Credit Management has been working with consumers to achieve a healthy financial outlook since 1953.

Encore Capital Group Inc, our parent company, is publicly traded on the NASDAQ Stock Exchange as ECPG. Midland Funding is one of the nation’s largest purchasers of unresolved consumer debt. Midland Funding owns the debt obligations, while Midland Credit Management collects and services the accounts. MCM is dedicated to helping consumers achieve financial stability and relieve the emotional stress that can accompany unresolved debt.

Consumer Experience

Midland Credit Management has met the Standards of Better Business Bureau (BBB) Accreditation for nearly 20 years, which include a commitment to make a good faith effort to resolve any consumer complaints. We take pride in our clear and honest communications with our consumers. At MCM, we strive to deliver the best consumer experience in the industry. But don’t take our word for it, read what some of our consumers have said about their experience with Midland Credit Management.

Industry Leader

Over our decades in business, helping millions of consumers, MCM has solidified strong, lasting relationships with major financial institutions and credit bureaus. These organizations understand that we have a commitment to consumers. A commitment we show daily through our consumer support services and help center. Our help center offers helpful articles on credit card use, credit reporting, and more, in addition to outside resources and assistance. Midland Credit Management understands that life happens, and financial difficulties can impact anyone. Because of this, our consumer support service specialists are available to assist consumers, and our account managers can offer customized plans to fit the needs of nearly any consumer.

Commitment to Consumers

 Your ultimate goal is to repay your debt, and we are familiar with the financial demands placed on you. In all that we do, we strive to treat consumers with respect and integrity. We are committed to engaging in dialogue that is respectful and constructive, creating solutions for our consumers that resolve their obligations, and ensuring that those who work on our behalf adhere to these same standards.

Feel free to review your account or look through our website for more information. To review and verify your account with us, simply visit us on the web at mcmpay.com or call us at (800) 296-2657. We’re committed to working with you to find a solution that works best for you.

*Please understand that this is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.